Real Estate increases in value over time. On average, the value of real estate nearly doubles every 10 years. The averaging of the previous ten year appreciation rates for Napa County amounts to 13%. Over the last ten years Napa County has seen a high in 2005 of 25.5% appreciation and a low of -0.02% the following year.

Napa Valley Real Estate Group would like to share, upon request, additional supporting information to demonstrate why now is the time to buy Napa Valley real estate. With our unique circumstances surrounding the redevelopment of downtown Napa, the traditional real estate cycle, and continuance of historically low interest rates, we could be heading into a perfect storm.

The real estate investor usually leverages his asset thru a mortgage. Consider this brief example. An investor has $300,000 to invest. He chooses to pay cash for a $300,000 property, which appreciates 7% in the first year. His return of investment is $21,000. The investor’s twin takes her $300,000 and purchases a $1,500,000 property, which also appreciates 7% in the first year. Her return of investment is drastically higher at $105,000. The return on investment of real estate significantly increases the wealth of the investor. At this time the investor continues to benefit with tax deductions from the IRS. Interest payments on a mortgage are deductible, as well as buy down, or discount points that may have been paid at the time of obtaining the loan. Consult with your tax advisor for more information on allowable real estate deductions.

When preparing to purchase real estate an investor should consult with a lending institution or mortgage broker. Napa Valley Real Estate Group is at your disposal for connecting you with top professionals who work hard to obtain the best financing for our clientele.

Taking advantage of leveraging real estate is something to be understood by the investor. It is generally not in the investor’s best interest to attempt financing without a trusted source. Either a relationship should exist between the financing party and investor, or have one referred by a qualified individual.

Our client testimonials express Napa Valley Real Estate Group’s commitment to superior customer service. Connecting clients’ to a local professional mortgage broker is paramount to creating a seamless real estate transaction.

A trusted Mortgage Broker will plan strategically with our clients for locking in rates. Our clients will have the advantage of discussing all their loan options and learn how to save thousands of dollars on a mortgage.